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Tuesday, 8 January 2013

No More Excuses Woman ; Why you should Take Charge of your Finances 





Money and Business with Samuel Ezerzer


Money and Business show
Terry Allister








http://www.radio-shalom.ca/mp3/Programs/1042/2012-10-10%2016%2000%2000.mp3
LISTEN TO WHOLE SHOW;MP3

Woman in Business , Take Charge!
INTRODUCTION
MONEY MONEY AND BUSINESS

Presents

No More Excuses Woman ; Why you should Take Charge of your Finances 



It's a harsh truth that instead of taking charge of their own financial futures, many women either leave money matters to the men in their lives or ignore the importance of planning altogether. Couple this with the fact that women face different life challenges and financial risks than men, and it becomes clear why women must take charge of planning their financial futures.









According to the National Center for Women and Retirement Research, as many as 9 out of 10 women will be solely responsible for their finances at some point in their lives. The consequences of such circumstances can financially cripple many women. The numbers speak for themselves:

 
Over 75 percent of women are widowed at an average age of 56, and 1 in 4 of these women are broke within two months of being widowed.
Less than 15 percent of women who are married or living with a significant other, feel responsible for planning retirement.

Eighty-seven percent of poverty stricken elderly are women living in North America.









So how can Women be educated and be prepared to be financially secure if they get divorced or something happens to there spouse. Understanding your assets now can help prevent financial crises down the road. Becoming educated and prepared doesn't have to be difficult. If you apply yourself, it's fairly straightforward. You can turn to financial professionals who specialize in working with women investors. These professionals can help you to understand how investing works and help you to reach your dreams as well.
Today live from our studios in Montréal Canada is Terri Allister who specializes in woman finances and who helps woman with there financial goals and situation, and will talk about here experiences why woman should take charge of there finances.

 



My name is Samuel Ezerzer, your host to the Money & Business show on Radio Shalom, CJRS 1650 AM. Thank you for tuning in live with our Business studios headquarters in Montreal, the financial capital and the home to the greatest hockey team, the Montreal Canadians. We have another great show for you today and as always, you can call if you have any questions, comments, or criticisms on today's topic. Please call us direct at514 738 4100 ext 200 or email me at moneyandbusinessshow@gmail.com if you have any inquiries. You can also visit our website at www.radio-shalom.ca– all our shows are archived there .


Biography





 

Terri Allister Mission is to help families and individuals optimize their financial potential, creating a solid foundation for now and into the future. She make maximum use of the many tools that are available, considering age, family situation, and income.


Terri Allister has an advanced degree in personal financial planning, with a background in business, sociology, and management. Current focus is on the issues special to woman, retirement, and ageing. And for the last 15 years she has been with with the SunLife Insurance company, and Investors Group in the personal financial field, both as a planner and as a specialist in living benefits insurance.


Terri Allister caters to different groups in Montreal, on a diverse range of topics including: Basic financial Intelligence; Finances for Women; Estate Planning; Preparing for children’s Education; How to prepare for Income taxes; Insurance-the what, how and why; Mortgages; Debt consolidation. She also works with a team of specialists and offers services to individuals, including singles and the newly single, families, and companies.

  





Questions
 
Why is it important that we have a show targeted to women?
What is your background?
Why are you so interested in women and finances?
If your husband takes care of the finances isn’t that good enough?
I have heard of govt help for the education of my children- what is that about?
Where should I start, if I wish to become more financially secure?
What would a next step be? Credit Cards?
I have heard so many acronyms- RRSP. RESP, TFSL, OAS,QPP how do you put these all together?
I suppose one should save, how would you begin, where to start?
What about insurance, what do I need??
Buying a home, where to start for the money?
If you are newly single, either through death of a spouse or divorce, is there something special to do?
I am single and not married?